Personal & Business Funding!
We could get you approved for over 100k in funding!
Credit Requirements
Must have at least 720 minimum credit score! At least 1 year of established credit history, No recent bankruptcies, liens, or major derogatories and Low credit utilization ratio (ideally under 30%).
We will help you make sure your business is legally structured, has an EIN, a business bank account, a professional website, and all necessary licenses. Lenders look for credibility—so everything from your business address to your phone number should reflect professionalism.
We have a dedicated underwriting team that works directly with major banks and lending institutions to secure the best funding options tailored to your business needs. Whether you're just getting started or scaling to the next level, we handle the heavy lifting so you can focus on growing your business.
Business Structure
Underwriting
What Affects My Credit Score?
- Understand what affects your credit score and how to maintain a High Score.
-Paying your bills on time is one the biggest factors in your score. Even one mistake could cost over 100 points!
Credit History
Credit history is a record of how you’ve managed your financial obligations, including loans, credit cards, and payment habits over time. It’s important because lenders use it to determine your creditworthiness, which affects your ability to secure financing and favorable interest rates.
Credit Utilization
Credit utilization refers to the percentage of your available credit that you’re currently using. It’s a key factor in your credit score—keeping it below 30% shows responsible credit management and can improve your creditworthiness.
Length of credit refers to how long your credit accounts have been active, including the age of your oldest account, newest account, and the average age of all accounts. A longer credit history demonstrates stability and responsible credit use, which can positively impact your credit score.
Length of History
How Credit Repair Works
Our Proven Process Could Help You Work to Repair Your Credit!
Analyze
We work with you to review your credit reports for questionable negative items, including late payments, collections and more.
We work with your creditors and the credit bureaus to verify your questionable negative items as accurate, fair and substantiated.
We continue to watch your credit, addressing additional issues as they arise so that you can stay on track and reach your credit goals.
Challenge & Dispute
Monitor
How Long Does it take??
Past Members saw a
40 Point !
Average increase on their score within 3 months.
Over 150 Clients Satisfied!
The results speak for themselves!
"Thanks to My Credit Help 365, I was finally able to qualify for a home loan. Their team was knowledgeable, responsive, and truly cared about helping me rebuild my financial future."
David R.
Tampa, FL
Ashley M.
Orlando, FL
★★★★★
★★★★★
