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Frequently asked questions

1. What is credit repair?

Credit repair is the process of identifying and disputing inaccurate, outdated, or unverifiable information on your credit reports to improve your credit score.

2. How long does credit repair take?

It typically takes 30–90 days to begin seeing results, depending on the complexity of your credit report and the responsiveness of credit bureaus.

3. Can I repair my credit myself?

Yes, you can. However, working with professionals ensures proper dispute handling, strategic planning, and faster, more reliable results.

4. Will credit repair increase my score?

Removing inaccurate negative items can significantly boost your score. Every case is different, but clients often see score improvements within the first few months.

5. Is credit repair legal?

Yes. Under the Fair Credit Reporting Act (FCRA), you have the legal right to dispute any item you believe is inaccurate or incomplete.

6. Do you offer a money-back guarantee?

Policies vary by provider, but many reputable services offer satisfaction guarantees or transparent cancellation policies.